Phone Insurance Loss Or Theft

Have you ever been traveling away from home in your car and all of a sudden awakened to the fact you have left your mobile phone somewhere, possibly miles and miles away? You believed it had been with you, in fact it is a long way away where you left it on a cafe table.

There is not a whole lot you can do in these situations other than wish that the individual that locates it will do the right thing. If they do not, it’ll be up to your mobile insurance carrier to help you out of this regrettable situation, if you had insurance available in the beginning that is.

There is a new resolution to this situation though, it’s available in the form of a clever little product referred to as Bringrr. This is a brilliant small Bluetooth gadget that fits to your car cigar lighter. You simply leave it there all the time, when you switch the key to start your motor the bringrr performs a fast check to see if you have your phone with you.

Essentially it is coupled with your mobile, so the bringrr can tell if your mobile is linked to it, if it is you will get a happy audio noise, if it is not attached you’re going to get a much more aggressive audio warning, that suggests maybe you have left your cell phone behind. This might be a product that might interest insurance providers to offer to their clients who own more expensive handsets, such as the Apple iphone, as it might decrease the number of claims for loss and theft, saving large sums of capital each year.

You may wonder why I involved savings from loss and thievery, rather than just loss. Well this is rather straightforward, many insurance providers will not pay for loss in their policies, so clients declare their handsets have been stolen when in fact they were actually lost, they do this to try and make sure that that the insurance broker foots the bill as opposed to themselves.

A number of people do not understand that this is in fact insurance fraud and may land them with a criminal record. For more information on the Bringrr Wireless bluetooth gadget, search youtube . com for Bringrr and view the videos which demonstrate just how this system works.

mobile phone insurance

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